Buying an Older Home?

Charm, character, and attention to detail are all reasons to buy an older home.

From original hardwood floors to unique facades, stained-glass windows, or handcrafted built-ins, there are many reasons these homes are desirable.
They often carry a sense of history and craftsmanship that you don’t always find in newer construction.

However, before you make the move to buy an older home, it’s important to make the most informed decision possible.

That’s why it’s essential you look at these aspects:

The Results of a Home Inspection

Wiring, plumbing, roofing, foundation, and HVAC systems can all be costly repairs you don’t want to be surprised by. In 2025, many municipalities are also requiring up-to-code electrical panels, energy-efficient windows, and updated insulation.

Tip: Hire a home inspector with experience in older homes, as they will know what hidden issues to look for, such as lead paint, asbestos, or outdated piping like galvanized steel.

The Cost and Time of Maintaining the Home

Older homes require ongoing maintenance that can take both money and energy.

Think about:

• Regular upkeep of original materials like wood siding, plaster walls, or tile roofs.

• Potential upgrades such as replacing old plumbing lines, modernizing electrical systems, or adding central air conditioning.

• Energy efficiency improvements like insulation upgrades, smart thermostats, or new appliances to cut utility bills.

With rising energy costs, more buyers are investing in energy audits and retrofitting older homes to improve efficiency while keeping their charm.

The State of the Neighborhood

If you love the home, make sure you love the area as well. The house itself can be updated, but the neighborhood cannot.

Consider:

• Proximity to schools, work, shopping, and community amenities.

• The long-term value of the neighborhood—check if it is appreciating, stable, or declining.

• Upcoming city or county development plans that may affect the area.

Tip: In 2025, many buyers are also looking for walkability scores, access to public transportation, and broadband internet availability, which can influence property values.

The Functionality for Your Life

Does the layout work for your living needs?

Many older homes were built with smaller rooms, fewer bathrooms, and retro floorplans that may not match modern lifestyles.

Think about:

• Whether you will need to renovate kitchens or bathrooms for functionality.

• Closet and storage space, which can be limited in older homes.

• Accessibility concerns if you plan to age in place such as narrow staircases or lack of main-level bathrooms.

More homeowners are investing in open-concept renovations while maintaining exterior historic charm. If you value both modern living and old-world character, this may be something to consider.

Other Key Considerations in 2025

Insurance Costs: Premiums may be higher on older homes, especially those with original roofs, outdated wiring, or located in storm-prone areas.

Resale Value: While character homes are desirable, resale may be harder if significant updates are needed.

Historic Designation: Some older homes may be protected by local historic preservation rules, which can limit renovations but increase long-term value.

Smart Upgrades: Many buyers today are adding solar panels, EV charging stations, and smart home systems to older homes. Check if the property can support these.

No matter the age of the home you buy, if you do your homework, you will be happier in the long run.

Older homes offer beauty, charm, and history, but they also come with responsibilities. By carefully weighing inspection results, maintenance costs, neighborhood factors, and functionality, you can enjoy the best of both worlds—classic character with modern comfort.

We’d be happy to discuss the pros and cons of buying an older home in our area with you and share some properties we think you’ll love.

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